Ask Colleen King

All the questions you’ve had about health insurance, life insurance, annuities and long term care insurance (but were afraid to ask)

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Entries from March 2009

With Health Insurance, what kind of coverage is good for recent grads and young professionals under 35?

March 31st, 2009 2 Comments

A few weeks ago a delightful young woman asked me about health insurance, and what was good for a young professional or new grad, or people in general under 35. This answer is for you, Lisa Nicole Bell (http://wwwadivinebook.com). You really need to check her site out, she has a lot to offer in these [...]

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Health Savings Accounts–as tax time comes, here’s one more avenue

March 22nd, 2009 No Comments

Health Savings Accounts (HSAs) are a great way to pay for your health care when you have a qualified high deductible health plan. One big benefit is that any money you deposit into your HSA is deductible on your federal tax return. It’s also deductible on some states’ returns (but not in California, just yet.) [...]

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Medicare Advantage Plans–your opportunity to change for this year is almost up!

March 14th, 2009 No Comments

There aren’t too many things more complicated that the collection of Medicare Advantage plans available to our Medicare population. There used to be Medicare HMOs and Medicare Supplements. Well Medicare Supplements are still around and serve a great purpose; they work similarly to a PPO health insurance plan because you can go to any doctor. [...]

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COBRA and Health Insurance–Do you have to pay through the nose, or is there a way to save?

March 6th, 2009 2 Comments

COBRA–good news or bad news? These days people are either losing their jobs, their health insurance or both. What do you do? I know people aren’t always thrilled with their group health insurance plans but it’s scarier to think of being uninsured if you’ve ever heard the costs one can incur. But then you find [...]

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