Ask Colleen King

All the questions you've had about health insurance, life insurance, annuities and long term care insurance (but were afraid to ask)

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Entries from June 2009

When buying health insurance, let your agent help decide what in your health history is relevant.

June 29th, 2009 1 Comment

Health insurance remains one of those things that most people still find confusing. For group health insurance, disclosing your health history helps determine the rates your employer gets. For individual health insurance, it determines not only rates, but whether or not you will even be accepted! Focusing on individual health insurance, all carriers ask about [...]

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Talking about Health Insurance–What’s coinsurance?

June 21st, 2009 3 Comments

Here is another term in Health Insurance, both Group Health Insurance and Individual Health Insurance that people don’t always understand. I would have posted this sooner, but it’s been a busy month! (“Help, I don’t understand!”) Coinsurance might be easier read with a hyphen; co-insurance. This is one of the three main questions people should [...]

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Oh boy, Junior’s almost out of college–Oops, what do we do about health insurance?

June 4th, 2009 No Comments

It’s getting to be that time of year when the four years of college (or five, or six) is about to wind up. At last. That tuition bill is going to be gone and the kid(s) will be out of the house. Then it occurs to mom and dad (not usually to the new grad) [...]

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