Ask Colleen King

I saw this article title and had to look at it a couple of times. Deductible on a life insurance policy? That brought up all sorts of morbid concepts for me so I decided to read it. Thomas Jurek, an agent in the Midwest, had an interesting article published in the Agent Sales Journal [...]

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Hey I couldn’t make this up. I’m assuming it’s the insurance industry that came up with this, not Hallmark or American Greeting since I haven’t seen any ‘Happy Life Insurance Awareness Month’ cards at the local retailers as yet in the card racks. But as odd as it sounds, ‘Life Insurance Awareness Month,’ it is [...]

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In the past couple of weeks, there have been a lot of celebrity deaths reported, but none overpowering the news more than the death of Michael Jackson. I’m not going to debate his talent or lifestyle issues, but it got me thinking. Here is a guy that in one way or [...]

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Once of the best things about getting my insurance license was learning the difference between the two basic types of insurance, which had eluded me for years. Basically there are two types of life insurance and they break down to temporary and permanent. Love this, this should be our ‘real’ security An easy way to [...]

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Health insurance, life insurance, business liability, homeowners, auto, rental property coverage, umbrella policies, long term care insurance–Wow! And of course, there are more types. A lovely woman named Rose recently posed that question to me. There are a lot of detailed reasons, but I’ll try and make it brief. First, you have to differentiate between [...]

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Last weekend I was at a seminar and met a lovely woman named Lisa, who owns a PR firm and is getting married soon. We were talking about our businesses, I told her about my blog and that I was looking for questions. She had a question about Life Insurance. She wanted to know what [...]

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Health Insurance, life insurance, annuities, long term care insurance–okay, my usual topics are in. But today’s article is not to talk about insurance, I just want to wish everyone a Happy New Year. 2008 was a lousy year for many people, so kick it to the curb and get ready for 2009. As far as [...]

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Life insurance is life insurance, right? Many times yes, but with the right type of life insurance your mortgage will be protected in a way that affords your survivors more options. Have you gotten a mortgage or refinanced a loan lately? About 20 minutes after the close, you started getting things in the mail offering [...]

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Life insurance is one of those things that you don’t want to spend money on, right? If you’re like me, if you can’t eat it or wear it, I don’t really want to spend money on it. But do you really need it? Keep in mind what life insurance is for. Growing up, I thought [...]

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Life Insurance is always an odd discussion to embark on, and I try to get that out right off when I speak with clients for the first time. Basically, when couples are shopping for life insurance for the first time, what you are trying to figure out how much money one would need if their [...]

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