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	<title>Ask Colleen King &#187; Life Insurance</title>
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	<link>http://askcolleenking.com</link>
	<description>All the questions you&#039;ve had about health insurance, life insurance, annuities and long term care insurance (but were afraid to ask)</description>
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		<title>Is there such a thing as a deductible on life insurance? Doesn&#8217;t make sense.</title>
		<link>http://askcolleenking.com/2010/05/is-there-such-a-thing-as-a-deductible-on-life-insurance-doesnt-make-sense/</link>
		<comments>http://askcolleenking.com/2010/05/is-there-such-a-thing-as-a-deductible-on-life-insurance-doesnt-make-sense/#comments</comments>
		<pubDate>Mon, 03 May 2010 17:06:58 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=354</guid>
		<description><![CDATA[I saw this article title and had to look at it a couple of times. Deductible on a life insurance policy? That brought up all sorts of morbid concepts for me so I decided to read it. Thomas Jurek, an agent in the Midwest, had an interesting article published in the Agent Sales Journal [...]]]></description>
			<content:encoded><![CDATA[I saw this article title and had to look at it a couple of times.   Deductible on a life insurance policy? That brought up all sorts of morbid concepts for me so I decided to read it.
Thomas Jurek, an agent in the Midwest, had an interesting article published in the Agent Sales Journal [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2010/05/is-there-such-a-thing-as-a-deductible-on-life-insurance-doesnt-make-sense/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>September is Life Insurance Awareness Month&#8211;really!</title>
		<link>http://askcolleenking.com/2009/09/september-is-life-insurance-awareness-month-really/</link>
		<comments>http://askcolleenking.com/2009/09/september-is-life-insurance-awareness-month-really/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 04:45:38 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[term life insurance]]></category>
		<category><![CDATA[universal life insurance]]></category>
		<category><![CDATA[whole life insurance]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=271</guid>
		<description><![CDATA[Hey I couldn&#8217;t make this up. I&#8217;m assuming it&#8217;s the insurance industry that came up with this, not Hallmark or American Greeting since I haven&#8217;t seen any &#8216;Happy Life Insurance Awareness Month&#8217; cards at the local retailers as yet in the card racks. But as odd as it sounds, &#8216;Life Insurance Awareness Month,&#8217; it is [...]]]></description>
			<content:encoded><![CDATA[Hey I couldn&#8217;t make this up. I&#8217;m assuming it&#8217;s the insurance industry that came up with this, not Hallmark or American Greeting since I haven&#8217;t seen any &#8216;Happy Life Insurance Awareness Month&#8217; cards at the local retailers as yet in the card racks.

But as odd as it sounds, &#8216;Life Insurance Awareness Month,&#8217; it is important [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2009/09/september-is-life-insurance-awareness-month-really/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Planning, wills and life insurance&#8211;Let the recent events be a hint!</title>
		<link>http://askcolleenking.com/2009/07/planning-wills-and-life-insurance-let-the-recent-events-be-a-hint/</link>
		<comments>http://askcolleenking.com/2009/07/planning-wills-and-life-insurance-let-the-recent-events-be-a-hint/#comments</comments>
		<pubDate>Mon, 06 Jul 2009 21:28:39 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[estate planning]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=247</guid>
		<description><![CDATA[In the past couple of weeks, there have been a lot of celebrity deaths reported, but none overpowering the news more than the death of Michael Jackson. I&#8217;m not going to debate his talent or lifestyle issues, but it got me thinking. Here is a guy that in one way or [...]]]></description>
			<content:encoded><![CDATA[In the past  couple of weeks, there have been a lot of celebrity deaths reported, but none  overpowering the news more than the death of Michael Jackson. I&#8217;m not going to  debate his talent or lifestyle issues, but it got me thinking.

 
Here is a  guy that in one way or [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2009/07/planning-wills-and-life-insurance-let-the-recent-events-be-a-hint/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Life Insurance&#8211;What’s the Difference between Term Life Insurance and Whole Life Insurance?</title>
		<link>http://askcolleenking.com/2009/04/life-insurance-what%e2%80%99s-the-difference-between-term-life-insurance-and-whole-life-insurance/</link>
		<comments>http://askcolleenking.com/2009/04/life-insurance-what%e2%80%99s-the-difference-between-term-life-insurance-and-whole-life-insurance/#comments</comments>
		<pubDate>Mon, 13 Apr 2009 19:02:12 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=164</guid>
		<description><![CDATA[Once of the best things about getting my insurance license was learning the difference between the two basic types of insurance, which had eluded me for years. Basically there are two types of life insurance and they break down to temporary and permanent. Love this, this should be our &#8216;real&#8217; security An easy way to [...]]]></description>
			<content:encoded><![CDATA[Once of the best things about getting my insurance license was learning the difference between the two basic types of insurance, which had eluded me for years. Basically there are two types of life insurance and they break down to temporary and permanent.
Love this, this should be our &#8216;real&#8217; security

An easy way to remember the [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2009/04/life-insurance-what%e2%80%99s-the-difference-between-term-life-insurance-and-whole-life-insurance/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Insurance, insurance everywhere&#8211;why do I have to deal with so many companies?</title>
		<link>http://askcolleenking.com/2009/02/insurance-insurance-everywhere-why-do-i-have-to-deal-with-so-many-companies/</link>
		<comments>http://askcolleenking.com/2009/02/insurance-insurance-everywhere-why-do-i-have-to-deal-with-so-many-companies/#comments</comments>
		<pubDate>Thu, 12 Feb 2009 02:28:23 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Group Health Insurance]]></category>
		<category><![CDATA[Individual Health Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Long Term Care Insurance]]></category>
		<category><![CDATA[Health insurance]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=157</guid>
		<description><![CDATA[Health insurance, life insurance, business liability, homeowners, auto, rental property coverage, umbrella policies, long term care insurance&#8211;Wow! And of course, there are more types. A lovely woman named Rose recently posed that question to me. There are a lot of detailed reasons, but I&#8217;ll try and make it brief. First, you have to differentiate between [...]]]></description>
			<content:encoded><![CDATA[Health insurance, life insurance, business liability, homeowners, auto, rental property coverage, umbrella policies, long term care insurance&#8211;Wow! And of course, there are more types.
A lovely woman named Rose recently posed that question to me. There are a lot of detailed reasons, but I&#8217;ll try and make it brief. First, you have to differentiate between insurance [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2009/02/insurance-insurance-everywhere-why-do-i-have-to-deal-with-so-many-companies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance&#8211;I&#8217;m getting married, do I need to make any changes?</title>
		<link>http://askcolleenking.com/2009/02/life-insurance-im-getting-married-do-i-need-to-make-any-changes/</link>
		<comments>http://askcolleenking.com/2009/02/life-insurance-im-getting-married-do-i-need-to-make-any-changes/#comments</comments>
		<pubDate>Sat, 07 Feb 2009 00:02:43 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=152</guid>
		<description><![CDATA[Last weekend I was at a seminar and met a lovely woman named Lisa, who owns a PR firm and is getting married soon. We were talking about our businesses, I told her about my blog and that I was looking for questions. She had a question about Life Insurance. She wanted to know what [...]]]></description>
			<content:encoded><![CDATA[Last weekend I was at a seminar and met a lovely woman named Lisa, who owns a PR firm and is getting married soon. We were talking about our businesses, I told her about my blog and that I was looking for questions. She had a question about Life Insurance.
She wanted to know what changes [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2009/02/life-insurance-im-getting-married-do-i-need-to-make-any-changes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance? Not today</title>
		<link>http://askcolleenking.com/2008/12/insurance-not-today/</link>
		<comments>http://askcolleenking.com/2008/12/insurance-not-today/#comments</comments>
		<pubDate>Wed, 31 Dec 2008 08:06:13 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[Group Health Insurance]]></category>
		<category><![CDATA[Individual Health Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Long Term Care Insurance]]></category>
		<category><![CDATA[happy new year]]></category>
		<category><![CDATA[Health insurance]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=139</guid>
		<description><![CDATA[Health Insurance, life insurance, annuities, long term care insurance&#8211;okay, my usual topics are in. But today&#8217;s article is not to talk about insurance, I just want to wish everyone a Happy New Year. 2008 was a lousy year for many people, so kick it to the curb and get ready for 2009. As far as [...]]]></description>
			<content:encoded><![CDATA[Health Insurance, life insurance, annuities, long term care insurance&#8211;okay, my usual topics are in. But today&#8217;s article is not to talk about insurance, I just want to wish everyone a Happy New Year.
2008 was a lousy year for many people, so kick it to the curb and get ready for 2009. As far as insurance, [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2008/12/insurance-not-today/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance as &#8216;Mortgage Protection&#8217; insurance&#8211;a so-so way and a much better way to do this</title>
		<link>http://askcolleenking.com/2008/09/life-insurance-as-mortgage-protection-insurance-a-so-so-way-and-a-much-better-way-to-do-this/</link>
		<comments>http://askcolleenking.com/2008/09/life-insurance-as-mortgage-protection-insurance-a-so-so-way-and-a-much-better-way-to-do-this/#comments</comments>
		<pubDate>Wed, 10 Sep 2008 21:40:48 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[mortgage protection]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=56</guid>
		<description><![CDATA[Life insurance is life insurance, right? Many times yes, but with the right type of life insurance your mortgage will be protected in a way that affords your survivors more options. Have you gotten a mortgage or refinanced a loan lately? About 20 minutes after the close, you started getting things in the mail offering [...]]]></description>
			<content:encoded><![CDATA[Life insurance is life insurance, right? Many times yes, but with the right type of life insurance your mortgage will be protected in a way that affords your survivors more options.
Have you gotten a mortgage or refinanced a loan lately? About 20 minutes after the close, you started getting things in the mail offering crucial, [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2008/09/life-insurance-as-mortgage-protection-insurance-a-so-so-way-and-a-much-better-way-to-do-this/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Life Insurance&#8211;do I need it and if so, how much?</title>
		<link>http://askcolleenking.com/2008/07/life-insurance-do-i-need-it-and-if-so-how-much/</link>
		<comments>http://askcolleenking.com/2008/07/life-insurance-do-i-need-it-and-if-so-how-much/#comments</comments>
		<pubDate>Thu, 24 Jul 2008 22:12:19 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=22</guid>
		<description><![CDATA[Life insurance is one of those things that you don&#8217;t want to spend money on, right? If you&#8217;re like me, if you can&#8217;t eat it or wear it, I don&#8217;t really want to spend money on it. But do you really need it? Keep in mind what life insurance is for. Growing up, I thought [...]]]></description>
			<content:encoded><![CDATA[Life insurance is one of those things that you don&#8217;t want to spend money on, right? If you&#8217;re like me, if you can&#8217;t eat it or wear it, I don&#8217;t really want to spend money on it. But do you really need it?
Keep in mind what life insurance is for. Growing up, I thought it [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2008/07/life-insurance-do-i-need-it-and-if-so-how-much/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Life Insurance&#8211;talk about a morbid discussion!</title>
		<link>http://askcolleenking.com/2008/07/life-insurance-talk-about-a-morbid-discussion/</link>
		<comments>http://askcolleenking.com/2008/07/life-insurance-talk-about-a-morbid-discussion/#comments</comments>
		<pubDate>Sat, 12 Jul 2008 18:15:40 +0000</pubDate>
		<dc:creator>Colleen</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://askcolleenking.com/?p=13</guid>
		<description><![CDATA[Life Insurance is always an odd discussion to embark on, and I try to get that out right off when I speak with clients for the first time. Basically, when couples are shopping for life insurance for the first time, what you are trying to figure out how much money one would need if their [...]]]></description>
			<content:encoded><![CDATA[Life Insurance is always an odd discussion to embark on, and I try to get that out right off when I speak with clients for the first time. Basically, when couples are shopping for life insurance for the first time, what you are trying to figure out how much money one would need if their [...]]]></content:encoded>
			<wfw:commentRss>http://askcolleenking.com/2008/07/life-insurance-talk-about-a-morbid-discussion/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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