Ask Colleen King

It’s getting to be that time of year when the four years of college (or five, or six) is about to wind up. At last. That tuition bill is going to be gone and the kid(s) will be out of the house. Then it occurs to mom and dad (not usually to the new grad) [...]

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A couple of months ago I did an article on COBRA coverage: how it works, and why you should or shouldn’t take it. Now that there’s a subsidy of 65% for people involuntarily terminated after September 1, 2008, the picture changes somewhat. Depending on how much the 35% you have to pay is, that 65% [...]

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It’s so nice to have people that keep you on your toes. Health Insurance questions abound when you ask for topics for this blog. Thanks to Lisa Nicole Bell again, www.adivinebook.com for this one. The plus for you, the consumer, whether it’s for individual health insurance of group health insurance is that the rates are [...]

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Once of the best things about getting my insurance license was learning the difference between the two basic types of insurance, which had eluded me for years. Basically there are two types of life insurance and they break down to temporary and permanent. Love this, this should be our ‘real’ security An easy way to [...]

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A few weeks ago a delightful young woman asked me about health insurance, and what was good for a young professional or new grad, or people in general under 35. This answer is for you, Lisa Nicole Bell (http://wwwadivinebook.com). You really need to check her site out, she has a lot to offer in these [...]

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There aren’t too many things more complicated that the collection of Medicare Advantage plans available to our Medicare population. There used to be Medicare HMOs and Medicare Supplements. Well Medicare Supplements are still around and serve a great purpose; they work similarly to a PPO health insurance plan because you can go to any doctor. [...]

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COBRA–good news or bad news? These days people are either losing their jobs, their health insurance or both. What do you do? I know people aren’t always thrilled with their group health insurance plans but it’s scarier to think of being uninsured if you’ve ever heard the costs one can incur. But then you find [...]

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Health Insurance–group health insurance or Individual health, it’s the bane of most peoples’ existence. One way you can save money is on how you use your prescription drug benefit. Most of you will already know that many brand name drugs have generic equivalents. Whenever you can get a generic, with or without insurance, generics are [...]

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Last weekend I was at a seminar and met a lovely woman named Lisa, who owns a PR firm and is getting married soon. We were talking about our businesses, I told her about my blog and that I was looking for questions. She had a question about Life Insurance. She wanted to know what [...]

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Now that we have our new president in place and we’re all hoping things financially will improve, let’s talk about the reform of the health care/insurance system. It’s not going to be free, in fact it could be quite costly. Are you will to do it? Here is an excerpt from an article the Associate [...]

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