Health Savings Accounts (HSAs) remain a popular adjunct to qualified high deductible health plans in finding ways to save on health insurance premiums. There are individual health plans and group health plans that you can get that will allow you to open an HSA. For a list of what you can and can’t use the [...]
Health Savings Accounts–the 2010 figures are in!
September 14th, 2009 2 Comments
Tags: Group Health Insurance · Health insurance · Health Savings Accounts · HSAs · Individual Health Insurance
Health Savings Accounts and their impact on the cost of care–is there one?
August 26th, 2009 No Comments
Health insurance is on everyone’s mind these days–either you don’t have it, can’t get it and want it, you’re upset about what you are paying for it, or you turned on the daily news and there it is, the topic is right in your face again.
A Health Savings Account (HSA) is an account that you [...]
Tags: Group Health Insurance · Health Savings Accounts · HSAs · Individual Health Insurance
Health Insurance–what good is it when you have such a high deductible? You’re paying for everything!
August 15th, 2009 No Comments
In order to save money on insurance premiums, many people whether in an individual health plan or group health plan will select a health insurance plan with a higher deductible. They figure they are normally healthy, aren’t going to a doctor very often, so why spend a fortune on health insurance premiums? This is how [...]
Tags: Group Health Insurance · Health insurance · indivdiual health insurance
Health Care reform, or health insurance reform–be careful what you ask for
July 25th, 2009 4 Comments
This article was put out by the Associated Press on July 4 and it brings out a lot of points that people aren’t aware of within the European health care systems. You know, the ‘free’ ones that everyone thinks we should go to. Well, I’ve tried to edit it down a bit because it’s long, [...]
Tags: Group Health Insurance · Health insurance · indivdual health insurance · Medical insurance
When buying health insurance, let your agent help decide what in your health history is relevant.
June 29th, 2009 1 Comment
Health insurance remains one of those things that most people still find confusing. For group health insurance, disclosing your health history helps determine the rates your employer gets. For individual health insurance, it determines not only rates, but whether or not you will even be accepted!
Focusing on individual health insurance, all carriers ask about whether [...]
Tags: Group Health Insurance · Health insurance · Individual Health Insurance
Talking about Health Insurance–What’s coinsurance?
June 21st, 2009 3 Comments
Here is another term in Health Insurance, both Group Health Insurance and Individual Health Insurance that people don’t always understand. I would have posted this sooner, but it’s been a busy month!
(“Help, I don’t understand!”)
Coinsurance might be easier read with a hyphen; co-insurance. This is one of the three main questions people should ask (in [...]
Tags: Coinsurance · Group Health Insurance · Health insurance · Individual Health Insurance
Oh boy, Junior’s almost out of college–Oops, what do we do about health insurance?
June 4th, 2009 No Comments
It’s getting to be that time of year when the four years of college (or five, or six) is about to wind up. At last. That tuition bill is going to be gone and the kid(s) will be out of the house. Then it occurs to mom and dad (not usually to the new grad) [...]
Tags: Group Health Insurance · Health insurance · Individual Health Insurance · Short Term Health Plans
Health Insurance–why should I go through you instead of directly to a company like Kaiser or Anthem Blue Cross?
April 28th, 2009 3 Comments
It’s so nice to have people that keep you on your toes. Health Insurance questions abound when you ask for topics for this blog. Thanks to Lisa Nicole Bell again, www.adivinebook.com for this one.
The plus for you, the consumer, whether it’s for individual health insurance of group health insurance is that the rates are the [...]
Tags: Group Health Insurance · Health insurance · Individual Health Insurance
COBRA and Health Insurance–Do you have to pay through the nose, or is there a way to save?
March 6th, 2009 2 Comments
COBRA–good news or bad news? These days people are either losing their jobs, their health insurance or both. What do you do? I know people aren’t always thrilled with their group health insurance plans but it’s scarier to think of being uninsured if you’ve ever heard the costs one can incur. But then you find [...]
Tags: CalCOBRA · COBRA · Group Health Insurance · Health insurance · Individual Health Insurance
Your Health Insurance and a couple of ways to use it to help you save money
February 27th, 2009 No Comments
Health Insurance–group health insurance or Individual health, it’s the bane of most peoples’ existence. One way you can save money is on how you use your prescription drug benefit.
Most of you will already know that many brand name drugs have generic equivalents. Whenever you can get a generic, with or without insurance, generics are usually [...]
Tags: Group Health Insurance · Health insurance · Individual Health Insurance

