When people understand them, many like the idea of health savings accounts. They aren’t for everyone, but no one type of health care coverage is. Otherwise, we’d all have the same plan, and health care reform would have hit by now.
What does a health savings account (HSA) have to do with tax time? Well, if [...]
Health savings accounts and tax time–how do they go together?
March 10th, 2010 No Comments
Tags: Health insurance · Health Savings Account · HSA
If you think a 39% increase in California health premiums are bad, did you hear about Georgia?
February 24th, 2010 No Comments
Anthem Blue Cross should thank Blue Cross/Blue Shield of Georgia for coming up with something causing even more outrage than they did. An article in today’s Atlanta Journal-Constitution tells the story of a gentleman who had a 72% increase in premium. On the surface it looks like maybe one of the reasons was because he [...]
Tags: health care reform · Health insurance · Individual Health Insurance
I’ve got insurance, why does care for the indigent or uninsured matter to me?
February 20th, 2010 No Comments
I know I’m not a political or social services writer, but our pals at the L.A Times Wednesday had an interesting article on how the County of Los Angeles reimburses physicians when they care for the uninsured.
How does this affect your health insurance premiujms? The Physicians Services for Indigents Program in L.A. County was paying [...]
Tags: health care reform · Health insurance · Individual Health Insurance
And the Anthem rate increase debate rages on–still?
February 15th, 2010 No Comments
Well, it’s been just over a week since the rate increase heard around the world hit and people are still going
Anthem Blue Cross, Woodland Hills, CA
nuts. President Obama has expressed outrage. Kathleen Sebelius isn’t satisfied. California Department of Insurance Commissioner Steve Poizner allegedly said that people shouldn’t buy from Anthem Blue Cross (I say allegedly [...]
Tags: health care reform · Health insurance
Health care reform and the contribution of Rep. Joe Wilson
September 26th, 2009 No Comments
It’s been a couple of weeks now since the great ’shout heard around the world’ by Rep. Joe Wilson’s (R-SC),constituting a serious breech of etiquette for Congress, but what it brought to light appears to have drastically changed what will happen with a specific portion of the proposals in health care reform.
What set Rep. Wilson [...]
Tags: health care reform · Health insurance
Health Savings Accounts–the 2010 figures are in!
September 14th, 2009 2 Comments
Health Savings Accounts (HSAs) remain a popular adjunct to qualified high deductible health plans in finding ways to save on health insurance premiums. There are individual health plans and group health plans that you can get that will allow you to open an HSA. For a list of what you can and can’t use the [...]
Tags: Group Health Insurance · Health insurance · Health Savings Accounts · HSAs · Individual Health Insurance
Health Insurance–what good is it when you have such a high deductible? You’re paying for everything!
August 15th, 2009 No Comments
In order to save money on insurance premiums, many people whether in an individual health plan or group health plan will select a health insurance plan with a higher deductible. They figure they are normally healthy, aren’t going to a doctor very often, so why spend a fortune on health insurance premiums? This is how [...]
Tags: Group Health Insurance · Health insurance · indivdiual health insurance
Health Care reform, or health insurance reform–be careful what you ask for
July 25th, 2009 4 Comments
This article was put out by the Associated Press on July 4 and it brings out a lot of points that people aren’t aware of within the European health care systems. You know, the ‘free’ ones that everyone thinks we should go to. Well, I’ve tried to edit it down a bit because it’s long, [...]
Tags: Group Health Insurance · Health insurance · indivdual health insurance · Medical insurance
When buying health insurance, let your agent help decide what in your health history is relevant.
June 29th, 2009 1 Comment
Health insurance remains one of those things that most people still find confusing. For group health insurance, disclosing your health history helps determine the rates your employer gets. For individual health insurance, it determines not only rates, but whether or not you will even be accepted!
Focusing on individual health insurance, all carriers ask about whether [...]
Tags: Group Health Insurance · Health insurance · Individual Health Insurance
Talking about Health Insurance–What’s coinsurance?
June 21st, 2009 3 Comments
Here is another term in Health Insurance, both Group Health Insurance and Individual Health Insurance that people don’t always understand. I would have posted this sooner, but it’s been a busy month!
(“Help, I don’t understand!”)
Coinsurance might be easier read with a hyphen; co-insurance. This is one of the three main questions people should ask (in [...]
Tags: Coinsurance · Group Health Insurance · Health insurance · Individual Health Insurance

