Ask Colleen King

Health insurance is never a simple thing, but the things that really make in complicated (in my mind) most people never encounter. The difference between an HMO and a PPO is pretty simple, but NOT if you don’t deal with it regularly. Health Maintenance Organizations (HMOs) are where you select a primary care physician (PCP) Continue reading →

Group health insurance is a HUGE discussion in California. It has been over the past 2-3 years as concerns rise over the uninsured. As well as the cost of health care–wow, it’s all exploding. The beauty of small group health insurance (2-50 employees) in California is that when a company is set up within certain Continue reading →

Health Insurance is one of the most annoying things people have to deal with–when looking at it for the first time for themselves. When you have a job that offers coverage, you have to figure out what plan (if there’s more than one), whether to add your family, and that’s usually about it. When looking Continue reading →