Ask Colleen King

All the questions you've had about health insurance, life insurance, annuities and long term care insurance (but were afraid to ask)

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Health Savings Accounts–the 2010 figures are in!

September 14th, 2009 2 Comments

Health Savings Accounts (HSAs) remain a popular adjunct to qualified high deductible health plans in finding ways to save on health insurance premiums. There are individual health plans and group health plans that you can get that will allow you to open an HSA. For a list of what you can and can’t use the [...]

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Health Savings Accounts and their impact on the cost of care–is there one?

August 26th, 2009 No Comments

Health insurance is on everyone’s mind these days–either you don’t have it, can’t get it and want it, you’re upset about what you are paying for it, or you turned on the daily news and there it is, the topic is right in your face again. A Health Savings Account (HSA) is an account that [...]

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With Health Insurance, what kind of coverage is good for recent grads and young professionals under 35?

March 31st, 2009 2 Comments

A few weeks ago a delightful young woman asked me about health insurance, and what was good for a young professional or new grad, or people in general under 35. This answer is for you, Lisa Nicole Bell (http://wwwadivinebook.com). You really need to check her site out, she has a lot to offer in these [...]

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Health Savings Accounts–as tax time comes, here’s one more avenue

March 22nd, 2009 No Comments

Health Savings Accounts (HSAs) are a great way to pay for your health care when you have a qualified high deductible health plan. One big benefit is that any money you deposit into your HSA is deductible on your federal tax return. It’s also deductible on some states’ returns (but not in California, just yet.) [...]

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Health Savings Accounts–I don’t get it, please explain it

July 12th, 2008 No Comments

Health Savings Accounts (HSAs) have been around since 2004 and grew out of the Archer Medical Savings Account pilot. Initially, there weren’t a lot of trustees that handled HSAs. But NOW, four years later, since people have figured out there is money to be made, most banks and more credit unions are offering them as [...]

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